Client Testimonial
Mid-400s to over 750
He says he came in with a score in the mid-400s and was over 750 by the beginning of October — and that he’s already referring friends and family.
Bad credit is costing you money. Let’s fix it.
We challenge the negative items dragging your score down — collections, charge-offs, late payments — across all three bureaus, and we do it with you, step by step, until your credit is ready for the car, the home, and the funding you actually want.
Prefer to talk first? Call or text (929) 302-0240. More than credit — we create opportunity.
Client Result — Latest Re-ImportSep 29, 2026
+171
Equifax
+174
Experian
+175
TransUnion
32
Deleted
Equifax score, climbing
552 → 723+171 pts
552 → 723
Equifax score, one client, one re-import cycle
555 → 729
Experian score, same client, same cycle
32
Disputes deleted in that client’s round
3
Bureaus we work — Equifax, Experian & TransUnion
Funding through banks & lenders like
Chase
Bank of America
Wells Fargo
Capital One
Navy Federal Credit Union
PenFed
Truist
U.S. Bank
TD Bank
Citi
Discover
American Express
How to Sign Up
What happens when you sign up — exactly, step by step. No surprises, no guesswork.
Book your free consultation
This is the full-service lane — Stephon on calls with you, working your file together. Tap the button and pick a time that works for you. It’s a free 30-minute call — no pressure, no obligation.
We pull your credit report together
On the call, we go through your report together — you see exactly what is hurting your score, item by item, across all three bureaus. Grab your report here first so we have it ready to review together.
Grab Your Credit ReportOr sign up yourself
Prefer to start on your own? Sign up through the self sign-up link, choose your package, and make your payment — then Stephon sends you your onboarding. It’s a monthly plan, and with AUTOPAY on you get 50% off. Heads up: self sign-up does not include consultations.
Sign Up Yourself Make Your PaymentWe start disputing — with you
Collections, charge-offs, and late payments get challenged across Equifax, Experian, and TransUnion — step by step, with you in the loop the whole way.
Watch your score climb
You get updates as items are deleted and your score rises — until your credit is ready for the car, the home, and the funding you want.
Step 2 starts with your report: use Grab Your Credit Report to pull it through our secure link, and we’ll review it together on your consultation call.
Proof first. Clients talking.
Don’t take our word for it — watch the testimonial videos, read a client’s own messages, and check the dashboards behind the stories.
Featured Testimonial
“60–80 points, in under 30 days.”
In his own words: he came in with bad credit, late payments, and inquiries — and says they were removed in less than 30 days, with his score up 60 to 80 points. The work is still going.
- Late payments removed
- Hard inquiries removed
- Still a client — more rounds in motion